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The Benefits of Patience and Learning to Wait
The benefits of patience are sometimes slow to show up. The four-letter word we dread most is “wait.” From job applications, to saving up for something important, waiting tests our patience. But it also teaches a critical life skill, especially when it comes to money. Most financial mistakes happen when we rush instead of pause.
A study on doctor’s visits found that the average adult will spend 78 hours of their life sitting in a medical waiting room. When you add in all the other places we wait, it becomes clear that much of adulthood requires patience and, let’s face it, being a little bored. That’s why the importance of teaching kids how to wait cannot be overstated.
The Big 5: Money Lessons for your Teen
I am asked all the time, "What money lessons are most important for my teen to learn?"
I have got the answer.
This week, I have compiled the top 5 money principles you should introduce and your teen should put into action while they are still in your house and the stakes are small.
Taxes for Teens
Tax season may not be the most exciting highlight of the year, but if you’re earning money, understanding taxes for teens is an important part of financial independence. Whether you worked a summer job, picked up after-school shifts, or earned interest from savings, knowing when you need to file can help you keep more of your money and build strong financial habits early-on.
Facts About Scholarships You Might Not Know
In Lesson 1 of my class, we begin with a college choice and part of this decision is knowing facts about scholarships. For those who choose to attend college, most students include a scholarship as part of their funding plans. Parents have been led to believe that a scholarship is both lucrative and easily attainable. Both are false assumptions.
Make Marginal Savings your New Year's Resolution
Margin is the difference between what you have and what you need. This is true in money, time and many other areas of our lives.
For me, the accumulation of money has never been my goal. Instead, it is the accumulation of peace. Peace from worry about bills, debt and financial emergencies. In addition, having margin in your life allows you to have choices.
If you have committed every dollar of your paycheck, you will find yourself in a position where you worry about keeping the job you have or worse, unemployed and desperate to find a new job with an equivalent salary. This is no way to live your life. The way to peace is through margin. It will be a shift in priorities to start working towards in the new decade. It will be hard and might take some time, but the change in mindset will benefit your life and will set an example for your children to follow.
Instill Confidence in your Kids
As parents, we strive to give our children the tools they need to succeed, but perhaps the most valuable gift we can offer is to instill confidence and encourage their belief in themselves. A strong sense of self-confidence is how they will build their lives, navigate challenges, celebrate triumphs, and continuously grow…and do this successfully.
Gifts from Grandparents: Balancing Love and Limits
The holiday season is a time for love, family, and giving, but Gifts from Grandparents can sometimes get out of hand. If you’ve ever felt overwhelmed by the mountain of gifts your children receive, you’re not alone. Striking a balance between gratitude for their generosity and maintaining your family’s values can be challenging. Here’s how to navigate this tricky situation without hurt feelings or compromised principles.
Learn how to manage gifts from grandparents with love and grace, keeping holidays and special occasions thoughtful without feeling overwhelmed.
Examples of Bad Habits That Kids Learn From Parents
Examples of bad habits show up in the everyday moments kids witness, not just in the words of advice they hear. Children learn far more from what we model than what we explain. The way we handle stress, money, time, and honesty becomes their blueprint. Over time, those quiet daily patterns shape how they show up in the world. That’s why being intentional about what we model matters.
Discover common examples of bad habits parents may not realize they're modeling. From screen time to spending, learn how everyday actions shape your child's behavior.
Future Focused Parenting
How to Unlock Your Child's Imagination and Inspire Their Dreams
In a world that can feel a little wild and unpredictable, helping your kids imagine a bright future is one of the coolest gifts you can give them. Future-focused parenting isn’t just about dreaming big, it’s about unlocking their creativity, building resilience, and giving them the confidence to think about who they want to be. Plus, it’s a whole lot of fun! Let’s dive into how you can bring future-focused parenting into your family’s everyday life.
Independent Living Skills For Teens
Teaching independent living skills for teens isn’t just about academics; it’s about equipping them with the life skills they need to navigate the real world with confidence. From managing money to handling household tasks, I've created an essential skills checklist that covers the must-know skills for independence. Whether they’re heading off to college, joining the workforce, or simply preparing to move out, these independent living skills for teens will set them up for success.
How to Understand Your Paycheck and Benefits Early
The first paycheck moment is unforgettable. You’ve done the work, put in the hours, and are expecting a specific amount, only to see that the actual deposit is significantly less. If you’ve ever felt that sting, you know exactly why this lesson is so important. And if your teen hasn’t had their first job yet, they’re in for a big surprise.
That’s why it’s crucial to teach teens about paychecks before they receive one. Many young workers assume their entire wage makes it into their bank account, only to be blindsided by deductions for taxes and other withholdings.
5 Simple Books About Saving Money Every Adult Should Read
Learning about money doesn’t have to be complicated. If the thought of budgeting, investing, or planning for retirement makes your eyes glaze over, you’re not alone. But the truth is, financial literacy is one of the most important life skills you can have, and it’s never too late to start.
I believe that learning about money should be approachable, practical, and, dare I say...enjoyable. That’s why I pulled together a list of five simple books about money that make financial literacy accessible for adults at any stage of life.
Whether you’re a parent trying to model good money habits, a young adult figuring out your first budget, or someone who’s just tired of feeling overwhelmed by personal finance, these books are a great place to begin.
Raising Resilient Teens: How Healthy Exposure Builds Strength
Why does raising resilient teens matter more than ever? As parents, our first instinct is to shield our teens from failure. But the reality is, guarding them from every setback leaves them unequipped for the real world. High school, college, and eventually adulthood will bring challenges that require adaptability. The best gift we can give our teens is the chance to practice taking risks when they’re young and within a safe environment. Read more to discover seven essential experiences for raising resilient teens.
Teaching Teens the Value of Hard Work
Many parents assume their teens will eventually “get” a strong work ethic on their own. But here’s the truth: teaching the value of hard work isn’t something that happens passively. It takes intentional parenting, consistent expectations, and plenty of real-world experience.
If you want to raise a teen who understands effort, responsibility, and pride in a job well done, here are some practical strategies to guide your approach.
Small Tasks, Big Lessons: How a Chore List Can Build Confidence
If you’ve ever wondered whether your child is ready for chores or which ones to start with, you’re not alone. Chores can sometimes feel like a battle, but the truth is, they’re one of the best ways to teach responsibility, independence, and teamwork. The secret? Start small, stay consistent, and match tasks to your child’s stage of life.
Chores aren’t just about keeping a tidy home (though that’s a nice perk). They’re about helping kids grow into capable, confident adults, one small task at a time.
Kids Movie Night Ideas: Raising Ready Kids, One Film at a Time
Let’s be honest: parenting often comes with a silent panic about whether we’re doing enough to prepare our kids for the real world. We want to raise resilient, empathetic, thoughtful humans, but between math homework and laundry, that can feel like a tall order. Here’s a little secret: sometimes, the best lessons come from simply sitting down together, sharing a blanket, and pressing play.
Movies can do what lectures can’t. They pull kids into stories of struggle, courage, loss, and triumph in a way that feels natural and even fun! When the credits roll, there’s room for deeper questions and conversations that stick. So if you’re looking for a way to spend meaningful time with your kids while helping them grow grit and grace, these ten films are a great place to start.
5 Interpersonal Relationship Problems Your Teen May Face
As parents, our instinct is to step in and protect our children from every difficulty. We see their pain, frustration, and struggle, and our first response is often to rush in and "help." But having watched my own teen navigate the ups and downs of life, I’ve learned that sometimes the best help we can offer is to step back. It's hard, yes…but the growth that happens when teens struggle is invaluable.
Struggle leads to courage. It builds confidence. It nurtures resilience and resourcefulness. As difficult as it is to watch them face these challenges, allowing them to do so gives them the skills they will need throughout their adult lives. The next time your teen encounters difficulty in one of these five key relationships, resist the urge to rescue. Instead, watch them learn, grow, and develop the tools they need to thrive.
The $1 Burrito That Changed How I Teach Budgeting for Kids
A few years ago, on Halloween night, my family found ourselves in line at Chipotle, ready to take advantage of their $1 burrito promotion. It was the perfect pre-trick-or-treating meal…cheap, easy, and a no-brainer, or so I thought.
As we stood there, my son, Jack, suddenly announced, "I'll be right back." Curious, I asked where he was going.
“I don’t feel like a burrito,” he said. “I’m going to Panera to get a salad.”
Now, I’m all for healthy eating, but my reaction had nothing to do with nutrition and everything to do with cost.
"A salad at Panera will cost you $10," I reminded him, expecting him to reconsider. But he confidently assured me that he had the money.
Jack had been managing his own budget for a while at this point. Each month, I gave him money to spend as he saw fit—within some basic guidelines—because I wanted him to learn how to make financial decisions. But as I watched him walk away to spend ten times the cost of a perfectly good burrito, I realized something:
Jack thought he had “plenty” of money simply because it was October 31st, and he still had funds left in his budget. Never mind that the next day was November 1st and a new month would bring new financial decisions. He was living entirely in the moment.
That was my lightbulb moment.
Chores by Age Group
If you’ve ever wondered whether your child is ready for chores or which ones to start with, you’re not alone. Chores can sometimes feel like a battle, but the truth is, they’re one of the best ways to teach responsibility, independence, and teamwork. The secret? Start small, stay consistent, and match tasks to your child’s stage of life.
Chores aren’t just about keeping a tidy home (though that’s a nice perk). They’re about helping kids grow into capable, confident adults, one small task at a time.
Giving children regular responsibilities at home isn’t just good for your household; it’s good for their future. Kids who help out learn important life skills, develop a sense of accomplishment, and understand what it means to contribute to a team. Plus, research shows that children who do chores are more likely to grow into independent, self-sufficient adults.
But how do you know what’s appropriate for each age? Here’s a guide to help you get started, with ideas for every stage.
Allowance for Kids: What Works, What Doesn’t, and Why It Matters
Allowance is a hot topic among parents. When to begin? Should it be earned? And how much is too much? If you’ve ever second-guessed your approach to allowance, you’re not alone.
The truth is, allowance for teens is a powerful financial teaching tool. When structured the right way, it helps teens develop smart money habits, budgeting skills, and financial confidence that will follow them into adulthood. In fact, a study done by SNB shared that nearly 8 out of 10 parents give their kids an allowance in the U.S.
But here’s the catch: how you handle allowance matters just as much as whether you give one at all. Let’s break down three key strategies for making allowance work for your family.