Before Personal Finance Tween (Ages 8-12) Curriculum

$47.00

💡 The First Step Toward a Bright Financial Future

Before Personal Finance is designed for late elementary students (Ages 8-12) and introduces foundational money concepts—spending, saving, investing, and borrowing—in a way that’s imaginative, hands-on, and fun.

Across 10 engaging lessons, students guide their avatar, Future You, through life from ages 13 to 22, making real financial choices along the way. From budgeting for snacks and clothes to saving for travel and buying a car, each lesson brings personal finance to life. To keep things exciting, students spin a wheel to reveal financial twists that shape their journey—turning each lesson into a unique and memorable experience.

📦 What You Get With Your Purchase

  • Full-Color 150-Page Student Workbook
    Everything your student needs is in the workbook—no video teaching required. 🔗 Take a look inside HERE

  • Free Teacher Materials
    Includes a short “how to” video, answer keys, activity resources, and more—all provided at no extra cost through our class website (URL included inside the workbook). Access does not expire.

👩‍🏫 Teaching in a Group?

Before Personal Finance is also perfect for co-ops and small groups. See the Group Product listed below for details and bulk purchase pricing.👇🏼

💡 The First Step Toward a Bright Financial Future

Before Personal Finance is designed for late elementary students (Ages 8-12) and introduces foundational money concepts—spending, saving, investing, and borrowing—in a way that’s imaginative, hands-on, and fun.

Across 10 engaging lessons, students guide their avatar, Future You, through life from ages 13 to 22, making real financial choices along the way. From budgeting for snacks and clothes to saving for travel and buying a car, each lesson brings personal finance to life. To keep things exciting, students spin a wheel to reveal financial twists that shape their journey—turning each lesson into a unique and memorable experience.

📦 What You Get With Your Purchase

  • Full-Color 150-Page Student Workbook
    Everything your student needs is in the workbook—no video teaching required. 🔗 Take a look inside HERE

  • Free Teacher Materials
    Includes a short “how to” video, answer keys, activity resources, and more—all provided at no extra cost through our class website (URL included inside the workbook). Access does not expire.

👩‍🏫 Teaching in a Group?

Before Personal Finance is also perfect for co-ops and small groups. See the Group Product listed below for details and bulk purchase pricing.👇🏼

Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience Before Personal Finance Tween (Ages 8-12) Group Experience
Workbooks:

Before Personal Finance Tween (Ages 8-12) Curriculum

Frequently Asked Questions

  • Before Personal Finance is designed for students ages 8 through 12, roughly late elementary through middle school. It works well for individual students, siblings learning together, co-ops, and small groups.

  • The workbook contains 10 lessons. Most students complete one lesson per week, easily finishing the course in about one semester. Each lesson is broken into five short activities that can be completed over the course of a week, making it easy to fit into an existing school schedule without overwhelming your student.

  • No. Before Personal Finance is specifically designed as a first introduction to financial concepts. The workbook uses imaginative, story-based scenarios that make abstract money concepts concrete and understandable for younger students.

  • Before Personal Finance is organized into 10 lessons covering foundational money concepts. Students work through introduction to money, budgeting, earning money, smart spending, generosity, borrowing money, governments and money, banks, investing, and insurance -- all through the lens of their avatar, Future You. Teacher resources and a key terms reference are also included in the workbook.

  • No. Everything your student needs is contained in the printed workbook itself. This makes it easy to use without screens, on the go, or as a standalone activity.

  • Teacher materials are provided free of charge through the companion class website, whose URL is included inside the workbook. Materials include a how-to video, answer keys, and activity resources. Teacher access does not expire.

  • Before Personal Finance is a full-color 150-page printed workbook that ships to your address.

  • Each student needs their own workbook since the activities are written in and personalized throughout the course. Additional workbooks can be purchased individually.

  • Yes. Before Personal Finance was intentionally designed as the first step in the Beyond Personal Finance learning journey. Students who complete it before moving on to the teen curriculum arrive with a solid foundation in budgeting, saving, and financial decision-making.