Before Personal Finance Tween (Ages 8-12) Curriculum
Frequently Asked Questions
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Before Personal Finance is designed for students ages 8 through 12, roughly late elementary through middle school. It works well for individual students, siblings learning together, co-ops, and small groups.
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The workbook contains 10 lessons. Most students complete one lesson per week, easily finishing the course in about one semester. Each lesson is broken into five short activities that can be completed over the course of a week, making it easy to fit into an existing school schedule without overwhelming your student.
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No. Before Personal Finance is specifically designed as a first introduction to financial concepts. The workbook uses imaginative, story-based scenarios that make abstract money concepts concrete and understandable for younger students.
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Before Personal Finance is organized into 10 lessons covering foundational money concepts. Students work through introduction to money, budgeting, earning money, smart spending, generosity, borrowing money, governments and money, banks, investing, and insurance -- all through the lens of their avatar, Future You. Teacher resources and a key terms reference are also included in the workbook.
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No. Everything your student needs is contained in the printed workbook itself. This makes it easy to use without screens, on the go, or as a standalone activity.
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Teacher materials are provided free of charge through the companion class website, whose URL is included inside the workbook. Materials include a how-to video, answer keys, and activity resources. Teacher access does not expire.
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Before Personal Finance is a full-color 150-page printed workbook that ships to your address.
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Each student needs their own workbook since the activities are written in and personalized throughout the course. Additional workbooks can be purchased individually.
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Yes. Before Personal Finance was intentionally designed as the first step in the Beyond Personal Finance learning journey. Students who complete it before moving on to the teen curriculum arrive with a solid foundation in budgeting, saving, and financial decision-making.